ABOUT US
Sterling Consulting Services is a specialist advisory firm dedicated to empowering financial institutions with strategic guidance in Balance Sheet Management, Capital and Liquidity Management, Portfolio Optimisation, Risk Management, Regulatory Compliance and Rating Advisory. Founded on the principles of technical excellence, integrity, and client-focused delivery, Sterling Consulting brings together seasoned industry professionals with deep expertise in navigating the complexities of regulations in financial services. Our team can provide coverage across the UK, MENA, Singapore and India.
In an increasingly dynamic and regulated financial landscape, effective balance sheet management and a strong credit rating are critical drivers of institutional resilience, profitability, and sustainable growth. Sterling Consulting bridges the gap between regulatory imperatives and strategic objectives, offering tailored advisory solutions that help clients optimise their assets and liabilities, manage risk, enhance capital efficiency, improve credit profile and strengthen overall financial performance. Sterling Consulting is committed to delivering insight-driven, actionable advice that translates into measurable value for its clients.
At Sterling Consulting Services, we don't just advise — we partner with you to build stronger, more resilient balance sheet and compelling credit profile for the future.
PANEL OF EXPERTS
Richard Chenga Reddy is a senior finance and regulatory strategy adviser with extensive international experience across banking, financial services, and corporate governance. His expertise spans regulatory advisory, corporate treasury and engagement with financial regulators and policy makers.
He previously served as Global Head of Regulatory Affairs, Public Affairs and Sustainability at Standard Chartered, advising the Board and executive management on global regulatory, geopolitical, and sustainability developments.
Richard led engagement with central banks and international institutions across Europe, the Middle East, Asia, and the Americas, including the Bank of England, the Prudential Regulation Authority, the European Commission, the Basel Committee on Banking Supervision, and the Financial Stability Board.
Richard holds a degree in Accounting and Financial Analysis from the University of Warwick and is a Fellow of the Institute of Chartered Accountants in England and Wales (ICAEW).
Ram Prasad Madhavan is a distinguished Chartered Accountant from ICAI with over three decades of extensive professional experience in audit and assurance services.
He was the Associate Partner with EY Middle East and he has deep technical expertise in audit and assurance, exemplary leadership, and an unwavering commitment to professional integrity and excellence.
Ram Prasad has served clients across a diverse range of industries while specialising in the financial services sector.
He brings a wealth of knowledge and a proven track record of delivering high-quality financial risk review services to organizations of varying scale and complexity.
Ram Prasad is an expert in reviewing valuation of Level 3 illiquid assets and private/unlisted equity assets.
Sushil Saxena is an industry leader with over three decades of international leadership experience across global functions driving strategic transformation, operational resilience, and enterprise-wide risk management at Standard Chartered Bank.
He has led complex, multi-jurisdictional initiatives that strengthened risk frameworks, enhanced operational efficiency, and improved institutional resilience.
Recognized for strategic leadership, stakeholder engagement, and execution excellence, with deep expertise in Operational risk, AML/CDD, governance, and large-scale business transformation.
Successfully partnered with cross-functional teams and regulators to build resilient, sustainable, and future-ready banking operations globally.
Sridhar Aiyangar is a Chartered Accountant from ICAEW and ICAI, and an industry leader with over three decades of experience across key facets of Banking viz. Treasury, Finance and Risk Management within large MNC Banks.
He established the Group Balance Sheet Management Function within Bank ABC and embedded key risk disciplines across capital, liquidity and portfolio management that strengthened Financial Resilience and supported improved credit ratings.
Prior to this, Sridhar held senior leadership roles with Standard Chartered Bank across Asia, the Far East, and the U.K. spanning Finance (Country CFO), Balance Sheet Management, Risk Transfer, Corporate Treasury, and Financial Markets (Structured Solutions).
Widely recognised as the "Balance Sheet Doctor", his expertise includes Balance Sheet Management, Capital and Liquidity Mangement, RAROC, Portfolio Risk managemend and optimisation.